Advanced Plan
$579
to start |Pay Per Performance
Advanced Credit Repair for Major Credit Challenges – No Monthly Fees
It’s ideal if you’re facing serious credit problems—like multiple collections, charge-offs, or public records—and want expert help, unlimited dispute activity, and education from a NACSO Certified Credit Expert, while still keeping pricing simple and results-driven.
Features
What’s Included
Advanced, expert-led credit repair for complex credit situations.
Written Personalized Credit Plan
Start with a tailored written plan that clearly outlines your current credit situation, identifies your biggest problem areas, and maps out a strategy to help rebuild your profile.
Live Credit Consultation
You’ll meet one-on-one with a credit expert who walks you through your credit reports, explains your customized plan, and answers your questions in detail.
1-on-1 Monthly Credit Review/Education Call
Each month, you’ll have a live credit review and education call with a NACSO Certified Credit Expert, where you’ll go over your results, discuss next steps, and learn how to make better credit decisions moving forward.
Challenges to All 3 Bureaus
We submit disputes directly to Experian, Equifax, and TransUnion to challenge inaccurate, outdated, or unverifiable items that may be hurting your credit score.
Monthly Creditor Dispute Letters (unlimited)
Every month, we prepare and send unlimited creditor dispute letters to lenders, collectors, and other furnishers to correct reporting at the source and support your bureau disputes.
Regulatory Disputes (unlimited)
When needed, we assist with unlimited regulatory disputes, helping you escalate issues and assert your rights under consumer protection laws when your data is mishandled or not properly investigated.
24/7 Access to Online Credit Repair Progress Portal
Log into your secure client portal anytime to track disputes, view updates, and monitor changes across your credit reports.
Monthly Score Tracking
We monitor your credit scores over time so you can see how corrections, deletions, and repairs are impacting your progress.
Chat Support
Need help between calls? Use chat support to reach out with questions and get timely assistance from our team.
100% Satisfaction Guarantee
We stand behind our process, communication, and transparency. If you’re not satisfied with your experience, we’ll work with you to address your concerns.
Cancel Anytime
There are no long-term contracts. You can cancel services at any time if your goals change or you’re satisfied with your results.
Credit Monitoring Required
Active credit monitoring is required so we can accurately track your reports, spot changes quickly, and verify corrected, deleted, or repaired items.
Couples Discounts Available
Ask your consultant about our couples discounts—you can save up to 50% on the startup fee when both partners enroll together.
Results Based Pricing
With this plan, you only pay for verified results: Items corrected, deleted, or repaired per credit bureau: $20.00 per item There are no monthly fees and no ongoing charges just for “work being done”—you’re billed per successful correction, deletion, or repair.
The startup fee includes your Written Personalized Credit Plan and Live Credit Consultation. Once both are delivered, you will be charged $579.00. We do not charge for services not rendered, in full compliance with the Credit Repair Organizations Act (CROA).
Why Choose the Advanced – Pay Per Performance Plan?
The Advanced – Pay Per Performance plan is best for clients with major credit challenges who want high-level support and unlimited dispute activity, but also want the fairness and control of a pay-for-results structure.
Choose this plan if:
- You have multiple negative items, collections, charge-offs, or public records.
- You want advanced dispute strategies and ongoing guidance from a NACSO Certified Credit Expert.
- You prefer no monthly fee and like the idea of paying only when items are successfully corrected, deleted, or repaired.
It’s more than a standard credit repair plan—it’s an advanced, education-focused recovery program designed to help you rebuild your credit and your financial confidence, step by step.