850Above_site_logo
Log In

Builder Plan (PFP)

$299.99

to start  |Pay Per Performance

first work Fee  | $85
Per Deletion or Repair  | $30 (Inq $5)

Basic Credit Repair Without Monthly Fees

The Builder – Pay Per Performance plan is designed for consumers with minor credit file issues who want professional credit repair help without a monthly subscription. With this plan, you only pay a one-time startup fee and then $30 per item, per bureau for each negative, inaccurate, or unverifiable item that is corrected, deleted, or repaired — no ongoing monthly costs. It’s a great option if you’re looking for basic repair services, want to keep pricing predictable, and prefer to pay only for actual results.
First name is required.
Last name is required.
Please enter a valid email address.
Please enter a valid phone number.
Please enter a valid ZIP code.

Features

What’s Included

Your foundation for steady, reliable, and guided credit improvement.

1-on-1 Consultation

Written Personalized Credit Plan

Receive a custom credit improvement roadmap built around your unique credit profile, goals, and timeline. This written plan highlights what’s hurting your score and what to prioritize first.

an-icon-of-click-icon

24/7 Secure Client Portal Access

Track your progress anytime through your secure online portal. View disputes, updates, responses, and changes to your credit file in one convenient place.

an-icon-of-global-finance

Challenges to All 3 Bureaus

We submit targeted disputes to Experian, Equifax, and TransUnion to challenge inaccurate, outdated, or unverifiable items that may be dragging your score down.

an-icon-of-customer-support

Chat Support

Have questions or need clarification? Use chat support to get quick answers from our team as you move through your credit repair journey.

an-icon-of-review-message

100% Satisfaction Guarantee

We are committed to transparent, ethical, and compliant service. If you’re not satisfied with your experience, talk to us — your success is our priority.

One time payment after getting personalized credit plan.

Why Choose the Builder – Pay Per Performance Plan?

The Builder – Pay Per Performance plan is best for clients with credit challenges who want support and unlimited dispute activity, but also want the fairness and control of a pay-for-results structure.

Choose this plan if:

  • You have multiple negative items, collections, charge-offs, or public records.
  • You want dispute strategies and ongoing guidance.
  • You prefer no monthly fee and like the idea of paying only when items are successfully corrected, deleted, or repaired.

It’s more than a standard credit repair plan—it’s an education-focused recovery program designed to help you rebuild your credit and your financial confidence, step by step.

Book a Free Consultation