Advanced (PFP)
$850.00
to start |Pay Per Performance
first work Fee | $85
Per Deletion or Repair | $15 (inq $3)
Advanced Credit Repair for Major Credit Challenges – No Monthly Fees
The Advanced Plan – Pay Per Performance is designed for consumers with major credit file issues who need advanced, hands-on credit repair support—but don’t want to be locked into a monthly fee. With this plan, you pay a one-time startup fee and then only $15 per item, per bureau for each negative, inaccurate, or unverifiable item that is corrected, deleted, or repaired.
It’s ideal if you’re facing serious credit problems—like multiple collections, charge-offs, or public records—and want expert help, unlimited dispute activity, and education from a NACSO Certified Credit Expert, while still keeping pricing simple and results-driven.
Features
What’s Included
Your foundation for steady, reliable, and guided credit improvement.
Written Personalized Credit Plan
Receive a custom credit improvement roadmap built around your unique credit profile, goals, and timeline. This written plan highlights what’s hurting your score and what to prioritize first.
24/7 Secure Client Portal Access
Track your progress anytime through your secure online portal. View disputes, updates, responses, and changes to your credit file in one convenient place.
Challenges to All 3 Bureaus
We submit targeted disputes to Experian, Equifax, and TransUnion to challenge inaccurate, outdated, or unverifiable items that may be dragging your score down.
Chat Support
Have questions or need clarification? Use chat support to get quick answers from our team as you move through your credit repair journey.
100% Satisfaction Guarantee
We are committed to transparent, ethical, and compliant service. If you’re not satisfied with your experience, talk to us — your success is our priority.
1-on-1 Live Monthly Credit Review/Education Call with a NACSO Certified Credit Assosiate
Connect 1-on-1 with a credit expert who walks you through your credit report, explains your personalized plan, and answers your questions in real time.
Identification of All Negative/Score-Damaging Accounts
Each month, we prepare and send up to 5 customized creditor dispute letters to lenders, collectors, or service providers to help address errors or incorrect reporting at the source.
Monthly Score Progress Tracking
See how your credit score responds over time. We provide monthly tracking so you can clearly see improvements and identify trends.
Aggressive Negative Item Disputes
Aggressive Negative Item Disputes uses targeted credit report dispute strategies to challenge inaccurate negative items, helping you improve your credit and score.
Advanced Creditor Challanges
Advanced Creditor Challenges uses creditor dispute strategies to identify and correct inaccurate reporting, helping strengthen your credit profile and improve your score.
Attorney-Review Escalation (optional)
Attorney-Review Escalation offers an optional attorney-reviewed credit dispute step to help address complex credit report errors and pursue stronger resolution with creditors and bureaus.
Priority Handling & Faster Processing
Priority Handling & Faster Processing provides expedited credit dispute processing, helping you resolve credit report issues sooner and move toward better credit faster.
Soft-Pull Pre-Qualification Tools (See What You Can Get Without Hurting Your Score)
Soft-Pull Pre-Qualification Tools let you check loan and credit offers with a soft inquiry, so you can see what you may qualify for without impacting your credit score.
Business Credit Coaching (Build Business Credit The Right Way) (Optional)
Business Credit Coaching (optional) provides step-by-step guidance to build strong business credit, improve funding readiness, and establish a credible business credit profile the right way.
Performance fees apply only to items fully deleted from the credit report, not updated or suppressed.
Why Choose the Advanced – Pay Per Performance Plan?
The Advanced – Pay Per Performance plan is best for clients with major credit challenges who want high-level support and unlimited dispute activity, but also want the fairness and control of a pay-for-results structure.
Choose this plan if:
- You have multiple negative items, collections, charge-offs, or public records.
- You want advanced dispute strategies and ongoing guidance from a NACSO Certified Credit Expert.
- You prefer no monthly fee and like the idea of paying only when items are successfully corrected, deleted, or repaired.
It’s more than a standard credit repair plan—it’s an advanced, education-focused recovery program designed to help you rebuild your credit and your financial confidence, step by step.