Advanced (Monthly)
$199.99
to start |$199.99 per Month
Advanced Monthly Credit Repair for Major Credit Challenges
The Advanced Plan is designed for consumers with serious credit file issues who need a higher level of strategy, support, and dispute power — and who prefer the simplicity of a fixed monthly fee. If you’re dealing with multiple derogatory accounts, collections, public records, or long-term damage, this plan provides the advanced tools and expert guidance required to rebuild your profile the right way.
Features
What’s Included
Your foundation for steady, reliable, and guided credit improvement.
Written Personalized Credit Plan
Receive a custom credit improvement roadmap built around your unique credit profile, goals, and timeline. This written plan highlights what’s hurting your score and what to prioritize first.
24/7 Secure Client Portal Access
Track your progress anytime through your secure online portal. View disputes, updates, responses, and changes to your credit file in one convenient place.
Challenges to All 3 Bureaus
We submit targeted disputes to Experian, Equifax, and TransUnion to challenge inaccurate, outdated, or unverifiable items that may be dragging your score down.
Chat Support
Have questions or need clarification? Use chat support to get quick answers from our team as you move through your credit repair journey.
100% Satisfaction Guarantee
We are committed to transparent, ethical, and compliant service. If you’re not satisfied with your experience, talk to us — your success is our priority.
1-on-1 Live Monthly Credit Review/Education Call with a NACSO Certified Credit Assosiate
Connect 1-on-1 with a credit expert who walks you through your credit report, explains your personalized plan, and answers your questions in real time.
Identification of All Negative/Score-Damaging Accounts
Each month, we prepare and send up to 5 customized creditor dispute letters to lenders, collectors, or service providers to help address errors or incorrect reporting at the source.
Monthly Score Progress Tracking
See how your credit score responds over time. We provide monthly tracking so you can clearly see improvements and identify trends.
Aggressive Negative Item Disputes
Aggressive Negative Item Disputes uses targeted credit report dispute strategies to challenge inaccurate negative items, helping you improve your credit and score.
Advanced Creditor Challanges
Advanced Creditor Challenges uses creditor dispute strategies to identify and correct inaccurate reporting, helping strengthen your credit profile and improve your score.
Attorney-Review Escalation (optional)
Attorney-Review Escalation offers an optional attorney-reviewed credit dispute step to help address complex credit report errors and pursue stronger resolution with creditors and bureaus.
Priority Handling & Faster Processing
Priority Handling & Faster Processing provides expedited credit dispute processing, helping you resolve credit report issues sooner and move toward better credit faster.
Soft-Pull Pre-Qualification Tools (See What You Can Get Without Hurting Your Score)
Soft-Pull Pre-Qualification Tools let you check loan and credit offers with a soft inquiry, so you can see what you may qualify for without impacting your credit score.
Business Credit Coaching (Build Business Credit The Right Way) (Optional)
Business Credit Coaching (optional) provides step-by-step guidance to build strong business credit, improve funding readiness, and establish a credible business credit profile the right way.
Recommended 3-6 month engagement for optimal results.
Why Choose the Advanced – Monthly Plan?
The Advanced Plan is ideal for clients with major credit challenges who need more than basic dispute letters or generic advice. If your situation involves multiple derogatory items, public records, or long-standing damage, this plan offers:
- Deeper strategy.
- Ongoing education with a NACSO Certified Credit Expert.
- Unlimited creditor and regulatory disputes.
- Monthly reviews and score tracking
It’s not just credit repair — it’s a guided, advanced recovery program built to help you regain control, rebuild trust with lenders, and work toward long-term financial stability.