Free DIY Kit
Take Control of your Credit with our DIY Credit Repair Kit
About the DIY Kit
What’s Inside the DIY Credit Repair Kit
Insights
What You’ll Learn
A quick breakdown of the essential skills and knowledge you’ll gain from this kit—so you know exactly how to read your reports, spot problems, dispute inaccuracies, and build stronger credit habits with confidence.
✔ How to read and understand your credit report from each major credit bureau.
✔ Which types of negative items tend to impact your credit score the most.
✔ How to identify errors, outdated information, duplicates, and accounts that may be unverifiable.
✔ How to use the included dispute letter templates to contact credit bureaus and creditors about information you believe is inaccurate or incomplete.
✔ Steps to monitor your progress, stay organized, and develop healthier credit habits over time.
✔ You’ll also learn why accurate and timely negative information cannot legally be removed from your credit report, and how focusing on responsible credit use can help your score improve gradually.
Benefits
What’s Included
Step-by-Step Credit Repair Guide
Clear, easy-to-read chapters that explain how credit works, how credit scores are calculated, and how negative items can affect your overall credit profile.
Credit Report Review Walkthrough
Detailed guidance on how to obtain your credit reports, read each section, and understand the accounts, inquiries, and public records listed—so you can see what’s helping and what may be hurting your credit.
Error & Dispute Guidance
Instructions on what kinds of errors to look for (such as inaccurate balances, wrong dates, duplicate accounts, or accounts that don’t belong to you) and how to decide what may need to be corrected under your rights in the Fair Credit Reporting Act (FCRA).
Sample Dispute Letter Template
A pre-written example letter you can adapt and send to credit bureaus when you believe information on your report is inaccurate, incomplete, outdated, or cannot be verified.
Debt, Collections & Bankruptcy Overview
Educational information on dealing with creditors and collectors, understanding settlement options, and a general overview of bankruptcy types—so you can be more informed when speaking with qualified professionals.
Tips to Support Better Credit Over Time
Practical suggestions on building healthier habits—like making on-time payments, managing balances, and avoiding common credit mistakes—without promising overnight fixes or guaranteed score increases.