Advanced Plan
$579
to start |$159 Per Month
Advanced Monthly Credit Repair for Major Credit Challenges
With a structured monthly approach, ongoing education, and access to a NACSO Certified Credit Expert, the Advanced Plan gives you a comprehensive path toward long-term credit recovery and financial stability.
Features
What’s Included
All-in-one, expert-led support for complex credit situations.
Written Personalized Credit Plan
You’ll receive a detailed written plan clearly outlining your current credit position, key risk areas, and a prioritized action list to move your score in the right direction.
Live Credit Consultation
Start with a one-on-one consultation where a credit expert personally reviews your credit report(s), answers questions, and explains your customized strategy.
1-on-1 Monthly Credit Review/Education Call
Each month, you’ll connect live with a NACSO Certified Credit Expert for a review of your progress, updated recommendations, and credit education tailored to your situation.
Challenges to All 3 Bureaus
We submit disputes to Experian, Equifax, and TransUnion to address inaccurate, outdated, or unverifiable information that may be harming your score.
Monthly Creditor Dispute Letters (unlimited)
We prepare and send unlimited creditor dispute letters each month to lenders, collectors, and other furnishers to correct reporting at the source and strengthen your bureau disputes.
Regulatory Disputes (unlimited)
When appropriate, we support escalated disputes and regulatory complaint letters to ensure your rights under credit laws are respected and enforced.
24/7 Access to Online Credit Repair Progress Portal
Log in anytime to see real-time updates, dispute status, communications, and results in one secure location.
Monthly Score Tracking
Stay informed with ongoing credit score tracking so you can see how your efforts and our work are impacting your profile over time.
Chat Support
Have questions between calls? Use chat support to reach our team quickly for help, clarification, or updates.
100% Satisfaction Guarantee
We are committed to transparent, compliant, and ethical service. If you’re not satisfied with your experience, we’ll work with you to make it right.
Cancel Anytime
There are no long-term contracts. If you choose to stop services, you can cancel at any time.
Credit Monitoring Required
Active credit monitoring is required so we can accurately track changes, detect new issues, and respond quickly as updates appear on your reports.
Couples Discounts Available
Ask your consultant about our couples discounts — you can save up to 50% on the startup fee when both partners enroll together.
The startup fee includes your Written Personalized Credit Plan and Live Credit Consultation. Once both are fully delivered, you will be charged $579.00. We do not charge for services not rendered, in full compliance with the Credit Repair Organizations Act (CROA).
Why Choose the Advanced – Monthly Plan?
The Advanced Plan is ideal for clients with major credit challenges who need more than basic dispute letters or generic advice. If your situation involves multiple derogatory items, public records, or long-standing damage, this plan offers:
- Deeper strategy.
- Ongoing education with a NACSO Certified Credit Expert.
- Unlimited creditor and regulatory disputes.
- Monthly reviews and score tracking
It’s not just credit repair — it’s a guided, advanced recovery program built to help you regain control, rebuild trust with lenders, and work toward long-term financial stability.